Richard Suttmeier started his working life as an engineer and holds a bachelor's degree from the Georgia Institute of Technology and a master's degree from Brooklyn Polytechnic University. He worked on the Apollo lunar module and the F-14 Tomcat for Grumman in the late 1960s. Later, he entered the world of finance and joined the Bank of New York working on systems applications for the InternationalDivision. He has also worked for Briggs, Schaedle as an agency and U.S. Treasury trader, Loeb Rhodes as a bond and agency trader, and he served as the first longbond trader at Bache. Suttmeier currently serves as the Chief Market Strategist for ValuEngine.com, a quantitativelybased stock forecast and valuation firm based in Princeton, New Jersey. At ValuEngine, Suttmeier produces a variety of in-depth reports that cover the banking system, the US capital markets, and other key economic sectors and industries. Richard is a frequent guest on a variety of financial media outlets including CNBC, CNN, Fox Business, Bloomberg TV, Yahoo Tech Ticker, Wall Street Week, Business News Network in Canada, and the Bill Mazer Radio Show. In 2002, he hosted the "Traders' Club with Richard Suttmeier" on Yahoo! Finance Vision. He is frequently quoted in USA Today, The New York Times, The Wall Street Journal, Reuters, and The Dow Jones Newswires. Suttmeier's areas of expertise include: Stock and Bond Trading, Technical Analysis, Monetary Policy, the Banking System, FDIC and US Treasury Department Regulatory Policy, the Housing Market, and Mortgage Structures.

Steve Hach is the Senior Analyst at ValuEngine.com, a Princeton, New Jersey-based stock valuation and forecast service. ValuEngine utilizes Ivy League financial research as the basis for its coverage of more than 8000 US, Japanese, and Canadian, and other foreign stocks. Hach utilizes ValuEngine's complex quantitative models to create products and services for both individual investors, and institutional clients. Steve's research is distributed throughout such organizations as Wachovia Securities, Scotia Capital, UBS Warburg, Deutsche Bank, Bank of New York, and others. His research reports are published on Yahoo Finance, Thomson/Reuters, Capital IQ, Bloomberg, and others. Hach developed the ValuEngine Diversified Growth 16 MNS Portfolio Newsletter so that individual investors could access one of ValuEngine's most successful and well-researched hedge fund-type strategies. The newsletter relies on ValuEngine's Forecast Model-- which utilizes fundamental data along with complex mathematical modeling to pick stocks that outperform the markets.

Mr. Brogan has over 12 years of experience on Wall Street working with some of the largest fund managers in North America. Mr. Brogan specializes in Behavioral Finance and successfully utilizes these skills to avoid loss of capital in these volatile equity and fixed income markets. Mr. Brogan brings a unique educational approach to his clients whether they have strong financial backgrounds or are new to investing and understanding money in general.

Yaron Sadan: Money Manager/Trader